Ant n Dec take out insurance

Apparently, Ant and Dec off the TV have taken out insurance policies covering the death of each other. I am guessing that this is no ordinary life assurance policy as it would be absurd to think they were not already covered with their families being the beneficiaries.

It must have been a special policy underwritten by Lloyd's where if one of them dies, the other receives a payout equal to the loss of earnings as a result of the death.

I love Ant and Dec but there would be no chance for success if they went solo. I would even put my neck out there and say that people are only interested in their interaction with each other. Next we will see Louis Walsh and Mrs O insuring themselves in case Simon Cowell dies (or more likely, gets killed).