Phone Insurance

As reported on Gizmo News, the Sony Ericsson P990i is out and it is a phone that I am seriously considering.

The problem is that the phone has a retail price of £500 sim-free.

This poses the dilemma of whether to buy phone insurance or not. If I do opt for cover, it will have to be where the replacement is a brand new P990 or the cash equivalent.

I don't want none of that refurbished phone rubbish, that is not worth my monthly £7.99. People pay less than that for a £60,000 life assurance cover.